Feb 24, 2010 6
Feb 7, 2010 8
What Are My Retirement Options If My Employer Does Not Offer A 401k Or Pension Plan?
As the other people have said, you can start either a regular IRA or a Roth IRA. The money in these can be invested in a CD at a bank or into a number of other items, such as mutual funds. The problem with having just the IRA is that you are limited as to how much you can invest.
Besides the IRA, you may want to think about investing in an annuity. In an annuity, you earnings grow tax deferred until retirement. At retirement, you can have the money paid out as a lifetime income. There generally is no limit as to how much money you can invest in the annuity.
There are different types of annuities. You can get fixed, indexed, or variable ones.
The best thing I would recommend is talk to a financial representative to help you decide which plan best meets your needs.
Tags: communities, retire, , town
Jan 22, 2010 1
Does Anyone Have Suggestions On Switching From Gravel To Sand?
I bought about 130 lbs of sand (may be too much) of playsand from home depot. I have a 55 gallon fresh water community tank. No live plants. I have an Emperor 400, and was concerned that the sand may mess up the impeller on the filter. I plan on putting some of the old gravel into the filter to prevent a mini cycle.
Any advice?
Tags: town, rural, retirement, communities
Jan 6, 2010 1
I’m Planning A Retirement/65th Birthday Party For My Mom. Does Anyone Have Any Great Ideas For Entertainment?
My mom was a special education teacher for the past 25 years and has finally retired. She’ll also be turning 65, so I’d like to throw her a retirement/birthday party. There will be people of several ages and races at the party. Does anyone have any great ideas on things we can do to get the party going and make it entertaining for our guests?
Tags: rural, retirement, visit, family
Jan 4, 2010 2
How Can I Continue To Maximize My Retirement Savings When My New Employer Does Not Offer A 401k Or Other Plan?
I will be working for a startup that does not offer many of the traditional benefits. I would like to continue maxing out my savings plans, but where can I put away money pre-tax?
Tags: retire, town, planning, retirement
Dec 2, 2009 3
Does This Seem Like A Good 55 Gallon Community Setup? Or Should I Switch Any Fish Around?
Alright. Live plants that will cover a good portion of the tank
small – medium pieces of driftwood
2 20 gallon filters for each filter slot on the sides of tank
heater (of course)
airstone with a 30 gallon air pump on one side and a 20 gallon on other side. ( or should i do 1 big 40-60 gallon pump)
gravel/substrate
background
digital thermometer
net
scrubbing magnet
ph testing kit ( along with anmonia, nitrate. ect)
NOTE : WHATEVER IS NOT HERE I HAVE TRUST ME!
FISH :: 2 Male platys, 6 female platys, 6 neon tetras, 2 cory cats, 4 guppies, 4 cherry barbs ( wasnt sure yes/no) , 2 dwarf gourami (1 or 2?) 1 male swordtail, 3 female swordtails. Tell me if this seems pretty good.
I have 8 years of fish care experience just want a second opinion..also can i add tiger barbs? didnt know cause sometimes they get agressive! thanks!!!
Oct 30, 2009 3
I Would Like To Get My Own Retirement Fund Going Does Anybody Have Good Ideas?
My company offers 401k but in my kind of work, i move around often due to more money….. So when i change company names i have to wait out on 6 months to a year before 401k, so is there something better out there to where i can always put money in???
Tags: communities, urban, family,
Oct 10, 2009 4
My Job Does Not Offer A 401k Retirement Plan, What Is My Best Option For A Retirement Plan On My Own?
Oct 9, 2009 4
Does Anyone Here 55 Or Better Live In A Del Webb Sun City Community?
My husband and I are considering moving into an active adult community once my mother passes away. We live out in the middle of nowhere right now to be near her, but we are very socialble. Plus, we have too much yardwork to do and are really tired of fighting a constant battle with it! http://www.suncity.com/Lifestyle/Default…
Tags: communities, urban, rural, family






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